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In the meantime, please enjoy reading one of our following ToolKit
Topics titled:
"BUSINESS
FINANCING: HOW TO FIND MONEY FOR BUSINESS VENTURES OF ALL SIZES"
If you've been
wanting to get into something that doesn't require all of your
time, yet could give you an income of $100,000 per year or more, a
Business Financing Service is definitely something you should
consider. This is the kind of business that requires no special
education or even a storefront office; won't take much of your
time, yet offers more prestige, power and fast earning potential
than just about any business opportunity available to the ordinary
working person.
The average net
profit of people in this kind of business is $75,000 per year,
before taxes. Most began on a part-time basis, operating out of
their homes. Within a short period of time, varying with
expenditure of time and effort, most have luxurious professional
office suites with many clients from all over the country calling
and asking for help. Perhaps best of all, this is a business you
can operate with nothing more than a part-time
secretary/bookkeeper, a telephone, and business cards.
There are many
facets of this kind of business, which involve bringing lenders
and borrowers together for venture capital, operating capital,
expansion capital, and of course, mortgages of all kinds.
Concerning mortgages look at it from this point of view: Almost
every building in the country - homes, office buildings,
factories, and apartments - has a mortgage on it, and somebody is
making some really big commissions bringing together the people
wanting the money and the people wanting to lend the money.
A business
financing or money brokerage is the ideal sideline business for
real estate brokers, sales persons involved in business sales,
investment brokers, attorneys, accountants, and retirees from
almost any occupation. This is definitely one of the truly
recession-proof businesses that actually seem to flourish in times
of tight money.
YOUR POTENTIAL MARKET
Each year, more
than 10 million business loan applications are filed with the
banks in the country. It is not uncommon for these banks to be
working on more than 250,000 business loans each week, in amounts
ranging from $25,000 to well over a million dollars. About 65
percent of the loans actually granted by the banks are short-term
commercial loans; only about 25 percent are for longer terms, with
fewer than ten percent granted for construction projects.
It should then
be obvious that the banks in this country are neither speedy nor
generous in giving loans to the beginning or small business
entrepreneur. Such business people usually ask for loans of
longer duration than the banks are willing to grant. It is easy to
see that in a beginning business, smaller installment payments
will reduce pressure on the borrower, and allow him to put more of
the profits back into the business. In most cases, these small
business owners need much more than the banks are willing to allow
without all kinds of guaranteed collateral. And that, of course,
is the reason why people needing money for their business success
turn to business financing consultants, which provides you the
opportunity for success in this field.
You'll find
that beginning or small business persons are always on the lookout
for professional business financing services. They always seem to
need more money than they have available, and they never seem to
get quite the help or satisfaction they seek from the banks. The
pressing need for more capital is not something that plagues only
the beginning or new business. It is an ongoing need in almost
every growing business also. In fact, the need for a continuing
input of new money is a necessary part of the growth cycle of
every business. Generally, the "little guy" just doesn't have the
extra cash from last year; he does not have the money it takes to
set up a stock market program; and he doesn't have the time to
devote to (or he doesn't want to attempt to "sell" his friends) an
investment program in his business.
Sometimes these
small business people will talk with their accountants, lawyers or
stockbrokers and ask them to help in finding people with money to
invest. Most accountants, lawyers and stockbrokers are in touch
with clients who have money they are willing to invest in growing
businesses or people with "sure-fire" money-making ideas.
Whether
these professional people do or do not have special clients with
money to invest in special "deals" is of no consequence. The
important thing is that these people are always being asked by
someone if they know of a source of money, or if they know of
someone who can locate an investor for them. With this in mind,
and once you're set up in business, it will behoove you to contact
these people - the accountants, lawyers, and stockbrokers in your
area - to get to know as many of them as you can, and to leave
your business card, so they will be aware of your services.
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